How to Pay for Big Ticket Items While Maintaining Your Budget

How to Pay for Big Ticket Items While Maintaining Your Budget

Budgets are a great tool to help allocate your money as efficiently as possible. You can use them to watch your discretionary spending, to save for retirement, or to pay down debt. You can also use them to help you schedule out large purchases. So how do you make these large one time payments fit into your budget when you wouldn’t otherwise be able to cover the cost in a single month?

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What Is a Money Coach and Do You Need One?

What Is a Money Coach and Do You Need One?

Today, there is a real focus on educating the consumer and helping you to understand exactly how you can take control of your finances, and this is where a money coach can really come in handy. Learn more about what a money coach can do for you.

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Zero-Sum Budgeting: How to Make It Work for You

Zero-Sum Budgeting: How to Make It Work for You

For most people budgeting is not a fun exercise, but not all budgets are created equal. Today we spend some time talking about the zero-sum budget, how it works, and why it may help bring you closer to your goals

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Making the Most Out of Your Mid-Month Budget

Making the Most Out of Your Mid-Month Budget

You started the month with the best intentions, you put together a realistic budget, spent the first week packing your lunches, and were feeling good about things. Then life happened. Here are a few things you can do to get through the mid-month budget fatigue and salvage what’s left of your month.

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Four Reasons Your Budget Fails

Four Reasons Your Budget Fails

If you’ve ever made a budget, you know just how hard it is to stick with it. You may fail month after month to meet your monthly goals, and you’re definitely not alone in that camp. Life will always throw a wrench into your plans no matter how good your intentions may be, but there are some reasons your budget might be failing time and time again. Below we highlight four of the most common reasons and how to troubleshoot them.

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A New Addition and New Financial Challenges

A New Addition and New Financial Challenges

Let me sum it up in one word… MOTHERHOOD. For those of you that are already raising children, I’m sure you are well versed in the triumphs and challenges of raising a family while maintaining your everyday life. With that said, I wanted to discuss some of the financial changes and challenges we made to make room for our expanding family.

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The Surprising Cost of Lunch

The Surprising Cost of Lunch

Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.

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Fighting The Impulse to Keep Up With the Joneses

Fighting The Impulse to Keep Up With the Joneses

"Keeping up with the Joneses" can be an expensive and never-ending pursuit, so how do you fight this impulse to allow yourself to spend money on the things that will make you happiest instead of just competing with your friends and neighbors?

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Do You Really Need a Budget?

Do You Really Need a Budget?

I’ve seen a string of articles recently that have gone against the traditional wisdom that a budget is an instrumental part of any financial planning. In part, even my budget-loving self has to admit that there is some truth to this. Not everyone NEEDS a budget, but everyone can benefit from a budget. So what should you really be getting out of your budget?

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Budgeting Basics to Get You Started

Budgeting Basics to Get You Started

Budgeting may be one of the most crucial exercises you can complete on a road to a healthy financial life, but that doesn’t mean it’s an easy or intuitive process. Budgeting is work, and unfortunately there is no way around it, but there are a few options for how to approach it...

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