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Three Ways to Save Money This Holiday Season
December is a nightmare that serious budgeters just want to wake up from. It seems like no matter what you do, Christmas will turn your budget into a soupy disaster instead of the structured guide it’s intended to be. While it’s filled with holiday cheer and heartwarming expressions of love, it can also wreak havoc on your bank account. As a result, we’re sharing three ways you can save money this holiday season.
Three Dangerous Retail Practices That Can Cost You
Retailers are attempting to keep their sales up by making it easier and easier to pay for items, and it’s not hard to get sucked into these traps if you’re not paying attention. To help you make wiser spending decisions we’ll highlight three financing methods and what you should look out for.
Are You Saving Enough for Retirement?
It’s the eternal question… How can you know if you’re saving enough for retirement? Everyone is different and their needs for retirement are different, so here are some guidelines to frame your thoughts on retirement and to calculate if you’re doing enough to get there.
Making the Most Out of Your Mid-Month Budget
You started the month with the best intentions, you put together a realistic budget, spent the first week packing your lunches, and were feeling good about things. Then life happened. Here are a few things you can do to get through the mid-month budget fatigue and salvage what’s left of your month.
The Surprising Cost of Lunch
Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.
How To Recover From a Money Blunder
We don’t always make “the right” decisions with our money. Whether your blunder took the form of debt or you just generally didn’t get the value out of a purchase, here are some steps you can take to recover from these mistakes so they don’t follow you into the next phase of your financial life.
Fighting The Impulse to Keep Up With the Joneses
"Keeping up with the Joneses" can be an expensive and never-ending pursuit, so how do you fight this impulse to allow yourself to spend money on the things that will make you happiest instead of just competing with your friends and neighbors?
Do You Really Need a Budget?
I’ve seen a string of articles recently that have gone against the traditional wisdom that a budget is an instrumental part of any financial planning. In part, even my budget-loving self has to admit that there is some truth to this. Not everyone NEEDS a budget, but everyone can benefit from a budget. So what should you really be getting out of your budget?
Are You a Compulsive Shopper? How to Live with the Urge to Buy
There’s a big difference between loving to shop and living to shop. Learn if you are a compulsive shopper and how you can help curb your spending when you’re coping with the urge to buy.