Saving money is always a good goal, yet often we’d rather focus on our immediate needs and wants rather than our long-term financial picture. But saving money and enjoying your current lifestyle don’t have to be mutually exclusive. Here are four ways to save that won’t impact your enjoyment of your everyday life.
It’s time for a confession: I am an animal hoarder. After decades of pet ownership, I am now extremely qualified to share with you just how expensive these companions can be and how you can factor that into your decision making process on whether you are ready for the responsibility on a financial level.
Oh, life insurance… No one likes to talk about it, and who can blame them. It’s not exactly a “sexy” topic. That being said, it’s definitely something worth talking about. Here are the basics you should know if you’re considering buying life insurance.
If you’re looking into saving for your child’s college education, you may have heard of 529 college savings plans. But what are these plans, what are the benefits, and are they the right options for you and your family? Here’s what you need to know in a nutshell.
If you “own” a car, you may be all too familiar with the reality of an auto loan and the bite it takes out of your monthly budget. Here are some tips on when you should pay your auto loan off early and what you need to know if you do.
Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.
In the age of blogging, it seems that the most outrageous or awe-inspiring stories often make their way to the top of the news, and for good reason. We want to feel inspired to do better. The problem comes when trying to live your life as others do if it’s not what fits you or your lifestyle best.
If you’ve already spent the time to sit down and write out your financial goals for the near-term and long-term you’re already ahead of most people. But, once you’ve developed those goals, how do you move forward? How do you take those goals and break them down into a manageable “To Do” list?
With the deadline to file your taxes officially looming we spend some time explaining the process the Internal Revenue Service (IRS) uses to review your return. As dry as taxes may seem, it’s always a good thing to understand what the IRS is looking for and how they go about reviewing your return.
We don’t always make “the right” decisions with our money. Whether your blunder took the form of debt or you just generally didn’t get the value out of a purchase, here are some steps you can take to recover from these mistakes so they don’t follow you into the next phase of your financial life.
"Keeping up with the Joneses" can be an expensive and never-ending pursuit, so how do you fight this impulse to allow yourself to spend money on the things that will make you happiest instead of just competing with your friends and neighbors?
Every family seems to have one crazy uncle pushing his pyramid scheme at family dinners, but what happens when those closest to you are struggling with money? Do you open your wallet and help? Most of us don’t have tons of spare funds sitting around to get our siblings or even our parents out of a jam, so what’s the best way to deal with this?
We all feel the pull to “beat the market” and to ensure that our investments are performing at an acceptable level, so often we wait for the perfect moment to invest or that shining stock that you can sell for 10 times what you bought it for. These are all good things to strive for, but for most of us, this opportunism can really hurt us.
As a millennial, I’ve always heard that Social Security income will be a thing of the past by the time we reach retirement age. The ultimate question is whether you should factor these benefits into your future income or assume that the social security system as we know it will have disintegrated by the time we come to retirement age. Here are the basics to consider.
I’ve seen a string of articles recently that have gone against the traditional wisdom that a budget is an instrumental part of any financial planning. In part, even my budget-loving self has to admit that there is some truth to this. Not everyone NEEDS a budget, but everyone can benefit from a budget. So what should you really be getting out of your budget?
Beauty products can add up when you’re on a budget, but it often feels like a necessary evil to stay comfortable in your own skin. While I’m not the foremost expert on style and beauty, I do know a few things about saving money. Here are four beauty hacks I’ve found that can save you money regularly.
What comes around every year, induces fear and panic, and leaves you feeling utterly bewildered? That’s right… TAXES! We hate to talk about them, we hate to pay them, but whether we acknowledge it or not they’re a huge part of our finances. So what do you really need to know? Let’s break it down.
We’ve all made money mistakes. Literally every single one of us. How do I know that… because we’re all human, and money is not an innately human concept. My money mistake came in the form of a motorcycle somewhere around my 24th birthday.
Relationships are work no matter how compatible you and your significant other may be, but things can get particularly hairy when you add finances into the mix. Here are some tips for having a productive conversation about money with your partner.
Do you know why you want to buy a house? Does your lifestyle and budget align with the prospect of home ownership? When is it best to wait? We explore some questions and tips to help you discover if you're really ready to buy a home.
We don’t want to leave any money on the table if it could be in our bank accounts instead, so why do we over-withhold from our paychecks? Learn how this practice could be hurting your bottom line and what you can do about it.
One of the best things you can do for your finances and for your sanity, is to establish an emergency fund. This is an amount of money set aside somewhere safe from you and the ups and downs of risky investments. So how can you start saving today?
Finance is a highly personal matter, how you feel about your finances and how you ideally choose to tackle them is important to making your plan to financial security. Take our quiz to identify your Personal Financial Philosophy...
Budgeting may be one of the most crucial exercises you can complete on a road to a healthy financial life, but that doesn’t mean it’s an easy or intuitive process. Budgeting is work, and unfortunately there is no way around it, but there are a few options for how to approach it...
Finances can be tricky to manage, and overwhelming due to the sheer amount of information and advice that is floating around in cyberspace. Often it’s hard to know where to start or how to prioritize, but there’s one finance move you can make that will pay dividends for decades (sometimes literally).