Let me sum it up in one word… MOTHERHOOD. For those of you that are already raising children, I’m sure you are well versed in the triumphs and challenges of raising a family while maintaining your everyday life. With that said, I wanted to discuss some of the financial changes and challenges we made to make room for our expanding family.
Saving money is always a good goal, yet often we’d rather focus on our immediate needs and wants rather than our long-term financial picture. But saving money and enjoying your current lifestyle don’t have to be mutually exclusive. Here are four ways to save that won’t impact your enjoyment of your everyday life.
It’s time for a confession: I am an animal hoarder. After decades of pet ownership, I am now extremely qualified to share with you just how expensive these companions can be and how you can factor that into your decision making process on whether you are ready for the responsibility on a financial level.
Depending on your situation, you may be scraping by on raman everyday or you may have an opportunity to take yourself out for a decent lunch during the workday.Lunch is an opportunity to save money. Let’s look at just what that workday lunch might be costing you and how you can curb your lunch spending.
Every family seems to have one crazy uncle pushing his pyramid scheme at family dinners, but what happens when those closest to you are struggling with money? Do you open your wallet and help? Most of us don’t have tons of spare funds sitting around to get our siblings or even our parents out of a jam, so what’s the best way to deal with this?
We all feel the pull to “beat the market” and to ensure that our investments are performing at an acceptable level, so often we wait for the perfect moment to invest or that shining stock that you can sell for 10 times what you bought it for. These are all good things to strive for, but for most of us, this opportunism can really hurt us.